TROY, Mich., March 21, 2016 - Electronic Payment Exchange (EPX), an industry-leading full-service credit card, debit card, and electronic check (ACH) payment processor, has won silver for the 2016 PYMNTS Innovator Award for Best Comeback Story. The awards were presented Thursday, March 17 and are one of the highlights of the PYMNTS 2016 Innovation Project, which took place March 16-17, on the campus of Harvard University in Cambridge, Mass. EPX was chosen as a finalist for the Best Comeback Story award category after it was acquired by North American Bancard Holdings (NAB), allowing it to start fresh following a bankruptcy filing.

NAB’s position in the payments space has been deepened by the acquisition of EPX, allowing it to leverage EPX’s product offerings to pursue new and more complex market segments, both domestic and international. This alliance also provides EPX with access to NAB’s outstanding sales, marketing, training, and customer support network. The partnership allows NAB to enhance its ability to deploy and support payment solutions to merchants, Sales Partners, and financial institutions. Throughout this collaboration, EPX will continue to operate its own fully integrated credit card authorization, clearing, and settlement platforms, offering real-time interchange optimization and state of the art secure transaction solutions to some of the nation’s largest merchants.

“We are thrilled that EPX was presented with the Silver Award as Best Comeback Story at the 2016 Innovation Awards,” said Terri Harwood, COO of North American Bancard Holdings. “Acquiring EPX was a smart business decision, one from which both companies have greatly benefitted. One of our goals at North American Bancard Holdings was to become a true end-to-end solution for our clients, and the acquisition of EPX has allowed us to do just that. This Silver Award shows that the payments industry recognizes the hard work and dedication that went in to this partnership and it is wonderful to know our efforts are appreciated by our peers.”

Powered by, the Innovation Project brings the best and the brightest minds in the payments industry, including established players, emerging disruptors, and entrepreneurial visionaries, to the campus of Harvard University in Cambridge, Mass. This year’s theme of Payments on the Edge focused on how payments are enabling commerce at the endpoints of many different ecosystems and opportunities.

To view the complete list of winners, visit

About Electronic Payment Exchange

Founded in 1979, Electronic Payment Exchange (EPX) is a full-service credit card, debit card, stored value, and electronic check (ACH) payment transaction processor with over $18 billion in annual processing volume. Its unmatched expertise in processing security allows EPX to offer merchants the most secure and cost-effective payment processing services. As a wholly owned subsidiary of award-winning North American Bancard, one of the electronic payment processing industry’s leading solution providers, EPX will continue to research, build, implement, and support industry-leading payment processing solutions that facilitate PCI compliance, protect merchants, and enhance consumer confidence. For more information, visit